Privacy Policy
Last updated: 12/30/2025
Your Privacy Matters
At Vyayati, we are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, and safeguard your data.
Information We Collect
We collect information to provide and improve our services:
- Account Information: Name, email, and authentication details
- Financial Data: Account balances, transactions, and account information
- Usage Data: How you interact with our application
- Technical Data: Device information and log data
How We Use Your Information
We use your information to:
- Provide and maintain our financial services
- Process transactions and manage your accounts
- Send important updates and notifications
- Improve our services and user experience
- Ensure security and prevent fraud
- Comply with legal obligations
Data Security & Encryption
We implement industry-standard security measures to protect your data:
- AES-256-GCM Encryption: All sensitive data is encrypted at rest
- Secure Connections: TLS/SSL encryption for all data transmission
- Access Controls: Strict authentication and authorization
- Regular Audits: Security assessments and penetration testing
- Data Isolation: User data is completely separated
Third-Party Services
We work with trusted third-party services to provide our financial services:
- Plaid: Secure banking connections and data aggregation
- Authentication: Google for secure sign-in
- Hosting: Secure cloud infrastructure providers
These services have their own privacy policies and security measures in place.
Data Retention
We retain your data only as long as necessary to provide our services:
- Account data is retained while your account is active
- Financial data is retained for 7 years for regulatory compliance
- You can request data deletion at any time
- Unlinking accounts removes our access to new data
Your Rights
You have the right to:
- Access your personal data
- Correct inaccurate information
- Request data deletion
- Export your data
- Opt-out of marketing communications
- Withdraw consent at any time
Cookies & Tracking
We use essential cookies to provide our services and improve user experience. We do not use tracking cookies or sell your browsing data to third parties.
Children's Privacy
Our services are not intended for children under 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes via email or through our application. Your continued use of our services after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us:
Privacy Officer: privacy@vyayati.com
Data Protection: dpo@vyayati.com
General Support: support@vyayati.com
Address: Vyayati Finance, Inc.